What is the best way to get 15% return on investment? Where can you invest to get more than 10% return on investments?
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- Updated On:22-Apr-2024
- Replies:8
Short Answer
There are multiple avenues through which a 15% p.a. return on investment can be made. These are through equity, mutual funds, fixed deposits, government bonds, and schemes, etc.
Detailed Answer
Getting 15% p.a. return on investment can never be availed if you were to invest in one particular stream. All your investments would have to be diversified to create a portfolio to track down all the investments made and make certain changes to get the 15% every year. Now let’s consider that you have a minimum amount that you are planning to get 15% of it, then there are few ways to fetch you that margin. Check it out.
Best way to get 15% p.a. on your investment
1. Direct equity
Buying a part of a company from the stock market can prove beneficial because the company is growing, causing your investments to multiply. Thus, choose the equity of your choice and buy ample shares to fetch significant returns.
2. Real estate
If you have enough cash for any investment purpose, then you could invest it in real estate. If you’re looking for a 15% p.a. return, you could lease out the building or site to other people and enjoy hefty returns based on the land and location dimensions.
3. Gold
Owning gold and trading with gold is another avenue that could fetch you considerable returns. You could trade in gold through the stock exchange and invest in ETFs to get broader margins on your investments.
4. Equity mutual funds
These are cumulative equity funds where your investment would be invested in several companies. The returns could vary significantly based on your investment and the status of the stock market. Moreover, with equity, the higher the purchase, the greater the chances to have any returns whatsoever.
5. Debt mutual funds
These are other mutual funds where they invest in low-risk investment schemes such as government bonds, treasury bills, corporate bonds, and other avenues. The return on investment might not be met, but it’s a low risk yet the steady return on investment.
6. PPF
Another great avenue for making a suitable investment is through PPF or public provident fund. These are 15-year lock-in periods where there are quarterly pay-outs made by the government of India.
7. FD
If you want an average interest every month for the money you have invested, then banks are another investment place. You can open up an FD or fixed deposit and get a steady income based on the amount of money you might have invested.
Do note that the above-given ways might vary greatly from the amount of investment you are willing to make. The greater the investment, the more likely you are going to get greater returns. With every investment, there are risks. Do consult with your financial advisor about the same before investing in any avenue. What other ways can you think to achieve 15% return on investment? Do share with us.
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Discussion (7)
There are plenty of options that can provide you 15% return. Best way would be to diversify the portfolio and invest in some mutual funds.
For beginners, it is always best to invest in mutual fund or a portfolio of mutual funds. It reaps good returns whilst being managed by fund managers. It is also liquid unlike a real estate property.
Stocks would be a good option for 15% return but you need to have courage to muster the risk
Returns are directly proportional to the risk , if you are ready to take more return like investing in stocks then you can expect 15 or even more return . But if someone wants to play safe and want higher returns then he or she should diversify his or her investments .
If you have zero knowledge of investments, then choose any Bluechip fund and keep having a consistent SIP intact. it should give you 15%. But then if you know your way around trading, then you could trade in the stock market to get that much return.
Mutual funds and stocks are the only options that can help here.
The introduction of Systematic Investment Plan (SIP) in the mutual fund is regarded as one the major breakthrough in the financial sector. It has helped to attract a new class of investors in the sector who were not comfortable to invest a lump sum at a time.
FD vs Mutual Fund vs Real Estate Investment has its advantages in terms of how much you invest and your investing period. Longer the period, higher the returns.
Investing in stocks can make you a millionaire, provided you follow the necessary steps. These include investing regularly, picking good quality stocks, and most importantly playing the long-term game rather than trying to make a million in months or a couple of years.
Public Provident Fund Scheme is a saving scheme that comes with tax benefits. Ministry of Finance introduced this scheme in the year 1968. The main objective of PPF is to encourage general people to mobilize their small savings. The interest offered on these schemes are not taxable. Precisely, PPF is an investment with non-taxable returns.
Gold BeES is a type of BeES (Benchmark Exchange Traded Securities). It is a type of ETF (Exchange Traded Fund) that's listed on the stock exchanges. This category of funds has a benchmark, in this scenario "Gold" which it tracks and follows. Gold BeEs has its underlying as Gold and the performance of the fund purely relies on the movement of Gold. Find out the advantages and features of Gold BeES.
There are several investment plans such as FD, Post office Monthly Savings Scheme, Government Bonds, Mutual Fund Monthly Income Plans. These can provide you with a very good monthly income.
Several monthly income plans available such as senior citizen fixed deposit, senior citizen savings scheme, post office monthly income scheme, tax-free bonds, debt funds, and many more are the best monthly income place for senior citizens in India.
There are several investing choices accessible for Indian students that might assist them in beginning their future savings. There are several options for students to build their money and make financial plans, including standard savings accounts, term deposits, and mutual funds.
For a salaried class, there are many places where investments done. Know the best investment options for salaried person in India. The best investment options for a salaried person are Gold investments, PPF account, national pension scheme, ELSS, and fixed deposits.
SIPs or a Systematic Investment Plan is a great tool to build money in the long run with a minimum time period of 5-10 years. It offers multiple advantages like a low minimum capital requirement, averaging benefit, formation of investing habits, etc. However, the most adequate time to stop your SIPs is when your financial goals are met or when you feel to change the objective of your investments.
workforvansh9
15% is a huge number when it comes to generating returns from imvestments. Optional way of generating 15% return is an SIP in NIFTY50 for a large time-frame of 15 years or so. Stock Market has consistently grown over various folds since start and will continue to rise if not influenced by other factors!